Business Loan

Online Credit India offering customised Unsecured Business Loan service to self employed person and, has continually focused on customer’s requirement base services for this product. We believe that self employed are still not getting best finance solution to grow their business.

SME Unsecured Business Loan

We providing SME Business loan to SME Enterprises to suit the working capital requirement. We arrange loan after having assessed and understood their business model, creditability, financials and other parameters.

Key Features & Product Facility

  • Without any Collateral Business Loan.
  • Loan amount from Rs. 10 Lakhs to Rs. 2.50 Cr.
  • Loan term offered Min 12 Month to 48 Month.
  • Use Loan any where according to your business requirement.
  • Interest rate and processing fee will be depending based on the schemes selected by the borrower.



Key Features & Product Facility

  • Minimum 3 Years old business vintage.
  • Minimum 1 Year audited sales turnover.
  • Sole Proprietorship Firms, Partnership Firms, Private limited Companies, Public limited Companies can apply.
  • Manufacturers, Service Provider, Traders, Wholesalers, Retailers, online sellers, catering services, tour & travels agencies can apply.

* Note: All final terms & condition will be as per selected Bank or NBFC policy

Small Business Loan

We providing Small Business loan to Small Business to suit the working capital requirement. We arrange loan after having assessed and understood their business model, creditability, financials and other parameters.

Key Features & Product Facility

  • Without any Collateral Business Loan
  • Loan amount from Rs. 03 lakhs to Rs. 15 Lakh.
  • Loan term offered Min 12 Month to 36 Month.
  • Use Loan any where according to your business requirement.
  • Interest rate and processing fee will be depending based on the schemes selected by the borrower.


  • Loan Eligibility Criteria

  • Minimum 3 Years old business vintage.
  • Minimum 3 Year ITR Required.
  • Minimum 3 Years old business vintage required.
  • Sole Proprietorship Firms, Partnership Firms, Private limited Companies, Public limited Companies can apply.
  • Manufacturers, Service Provider, Traders, Wholesalers, Retailers, online sellers, catering services, tour & travels agencies can apply.
  • * Note: All final terms & condition will be as per selected Bank or NBFC policy.

    Business Loan for New Entities

    We providing Business loan to New Entities (12 month old) to suit the working capital requirement. We arrange loan after having assessed and understood their business model, creditability, financials and other parameters.

    Key Features & Product Facility

  • Without any Collateral Business Loan to new entities.
  • Loan amount from Rs. 03 Lakhs to Rs. 1 cr.
  • Loan term offered Min 03 Month to 12 Month
  • Use Loan any where according to your business requirement.
  • Interest rate and processing fee will be depending based on the schemes selected by the borrower.


  • Loan Eligibility Criteria

  • Minimum 12 month Old Business vintage.
  • Minimum 12 month Bank Statement.
  • Monthly average sales turnover min 1 Lakh.
  • Sole Proprietorship Firms, Partnership Firms, Private limited Companies, Public limited Companies can apply.
  • Manufacturers, Service Provider, Traders, Wholesalers, Retailers, online sellers, catering services, tour & travels agencies can apply.

  • * Note: All final terms & condition will be as per selected Bank or NBFC policy.

    Please fill loan Inquiry form for any Business Loan requirement. Online Credit India representative will call within 48 hours after received your inquiry.